COMING SOON

Stock Trading

Buy and Sell Equities Inside Your Retirement Account

Trade individual stocks across U.S. exchanges inside a tax-advantaged retirement account. Build a portfolio of the companies you believe in and let your gains compound without annual tax drag.

Trade equities the retirement-smart way

Trade equities the retirement-smart way

Most brokerages were not designed with long-term retirement investors in mind. Retired.com gives you direct access to U.S. equities inside an account structure that protects your gains from capital gains taxes, so every winning trade works harder for your future.

Most brokerages were not designed with long-term retirement investors in mind. Retired.com gives you direct access to U.S. equities inside an account structure that protects your gains from capital gains taxes, so every winning trade works harder for your future.

Tax-Advantaged Trades

Tax-Advantaged Trades

Buy, sell, and rebalance individual stocks without triggering capital gains. Your trades grow tax-deferred or tax-free inside your IRA.

Buy, sell, and rebalance individual stocks without triggering capital gains. Your trades grow tax-deferred or tax-free inside your IRA.

Full U.S. Equity Access

Full U.S. Equity Access

Trade stocks listed on the NYSE, Nasdaq, and other major exchanges, from large-cap blue chips to small-cap growth names.

Trade stocks listed on the NYSE, Nasdaq, and other major exchanges, from large-cap blue chips to small-cap growth names.

Retirement-Focus

Retirement-Focus

Research, content, and support designed for long-horizon investors, not day traders.

Research, content, and support designed for long-horizon investors, not day traders.

$12B+

$12B+

Assets Under Custody

Assets Under Custody

250K+

250K+

Community Members

Community Members

★★★★★

4.7 / 5

4.7 / 5

rating

rating

COMING SOON

1. Open an Account

Sign up in minutes. Fully online with secure identity verification. Choose your IRA type.

2. Fund Your Account

Transfer, roll over, or contribute. Multiple funding options with guided support.

3. Place Your First Trade

Search for any U.S.-listed stock, choose your order type, and execute your trade directly inside your tax-advantaged account.

Top Benefits of Working With Retired.com

Tax-Advantaged Trading

Generate no capital gains taxes when you buy and sell. Keep every dollar working for retirement.

Expert Support

Real support specialists available to help you think through trades and allocations. Not bots, not FAQs.

Long-Horizon Mindset

Built for investors who think in decades, not days. Our platform encourages disciplined, long-term decisions.

Low, Transparent Fees

Clear, predictable trading fees. You always know what you are paying before you confirm an order.

Ways to Fund Your Stock Trading Account

Transfer an existing IRA

Transfer an existing IRA

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

401(k) Rollovers

401(k) Rollovers

Transfer your old 401(k) or employer plan tax-free into a IRA. We handle the paperwork.

Transfer your old 401(k) or employer plan tax-free into a IRA. We handle the paperwork.

Make a new contribution

Make a new contribution

Start fresh with a direct contribution. Annual limits apply based on your account type.

Start fresh with a direct contribution. Annual limits apply based on your account type.

Get Started

Your Stock Trading Blueprint, for Free

Want to learn how to evaluate companies for the long term, build a dividend-focused portfolio, or rebalance without tax friction? Explore our resource center for retirement-focused stock investing guides.

Frequently Asked Questions

What is stock trading inside an IRA?

Stock trading inside an IRA means buying and selling individual equities within a self-directed retirement account. Your trades occur in a tax-advantaged structure, so you can manage your portfolio without triggering taxes on each transaction.

What are the tax advantages of trading stocks in an IRA?

In a Traditional IRA, gains grow tax-deferred until withdrawal. In a Roth IRA, qualified withdrawals are tax-free. Either way, you can sell winners and rebalance without owing capital gains taxes on every trade.

Which stocks can I trade?

With Retired.com, you can trade stocks listed on the NYSE, Nasdaq, and other major U.S. exchanges. Penny stocks and certain restricted securities may not be supported.

Are there limits on how often I can trade?

There are no restrictions on trading frequency inside your Retired.com IRA. That said, the IRA structure rewards a long-term mindset, and our platform is built for retirement investors rather than active day traders.

Can I trade options or use margin?

IRAs operate as cash accounts and do not support traditional margin trading. Limited options strategies may be supported. Speak with our team to learn what is permitted in your account type.

What fees apply to stock trading?

Retired.com discloses all trading and account fees up front. There are no setup fees and no fees to roll over an existing retirement account. Compare our fee structure to other providers before you commit.

How are my stock holdings protected?

Your stock positions are held with institutional-grade custodial partners. Account protection meets standard regulatory requirements for self-directed IRAs.

Your Future Starts Now. Let’s Build It Together.

Invest in the companies that will fund your retirement

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.