COMING SOON

ETFs

Diversify Your Retirement with Exchange-Traded Funds 

Build a balanced retirement portfolio with low-cost ETFs Retired.com gives you access to thousands of equity, bond, sector, and thematic ETFs inside your tax-advantaged account. 

Diversify your retirement the smart, low-cost way

Diversify your retirement the smart, low-cost way

ETFs combine the diversification of mutual funds with the flexibility of stocks. Inside your Retired.com account, every ETF trade compounds in a tax-advantaged structure, giving you broad market exposure without the complexity of picking individual securities. 

ETFs combine the diversification of mutual funds with the flexibility of stocks. Inside your Retired.com account, every ETF trade compounds in a tax-advantaged structure, giving you broad market exposure without the complexity of picking individual securities. 

Tax-Advantaged Growth

Tax-Advantaged Growth

Buy and sell ETFs without triggering taxable events. Your gains will typically compound tax-deferred or tax-free inside your IRA. 

Buy and sell ETFs without triggering taxable events. Your gains will typically compound tax-deferred or tax-free inside your IRA. 

Thousands of Funds

Thousands of Funds

Access broad-market index ETFs, sector ETFs, bond funds, dividend funds, and thematic strategies from leading providers.

Access broad-market index ETFs, sector ETFs, bond funds, dividend funds, and thematic strategies from leading providers.

Low Expense Ratios

Low Expense Ratios

Most ETFs carry a fraction of the cost of actively managed funds. Keep more of your returns working for retirement.

Most ETFs carry a fraction of the cost of actively managed funds. Keep more of your returns working for retirement.

$12B+

$12B+

Assets Under Custody

Assets Under Custody

250K+

250K+

Community Members

Community Members

★★★★★

4.7 / 5

4.7 / 5

rating

rating

COMING SOON

1. Open an Account

Sign up in minutes. Fully online with secure identity verification. Choose your IRA type.

2. Fund Your Account

Transfer, roll over, or contribute. Multiple funding options with guided support.

3. Build Your Portfolio

Pick from thousands of ETFs to construct a diversified portfolio that matches your retirement timeline.

Top Benefits of Holding ETFs with Retired.com

Instant Diversification

A single ETF can give you exposure to hundreds or thousands of underlying securities, reducing single-stock risk in one trade. 

Expert Support

Real support specialists available to help you get started as you select your ETFs and build your allocation. Not bots, not FAQs. 

Tax-Efficient Structure

ETFs are inherently tax-efficient, and inside an IRA you avoid capital gains taxes on every rebalance.

Low, Transparent Fees

No hidden charges. A clear fee structure so you always know exactly what you are paying. 

Ways to Fund Your ETF Investing Account

Transfer an existing IRA

Transfer an existing IRA

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

401(k) Rollovers

401(k) Rollovers

Transfer your old 401(k) or employer plan tax-free into a IRA. We handle the paperwork.

Transfer your old 401(k) or employer plan tax-free into a IRA. We handle the paperwork.

Make a new contribution

Make a new contribution

Start fresh with a direct contribution. Annual limits apply based on your account type.

Start fresh with a direct contribution. Annual limits apply based on your account type.

Strategies

Your ETF Blueprint, for Free

Wondering how to build a three-fund portfolio, what core-and-satellite means, or how bond ETFs fit into a retirement allocation? Explore our resource center for guides built for long-term investors. 

Frequently Asked Questions

What is stock trading inside an IRA?

Stock trading inside an IRA means buying and selling individual equities within a self-directed retirement account. Your trades occur in a tax-advantaged structure, so you can manage your portfolio without triggering taxes on each transaction.

What are the tax advantages of trading stocks in an IRA?

In a Traditional IRA, gains grow tax-deferred until withdrawal. In a Roth IRA, qualified withdrawals are tax-free. Either way, you can sell winners and rebalance without owing capital gains taxes on every trade.

Which stocks can I trade?

With Retired.com, you can trade stocks listed on the NYSE, Nasdaq, and other major U.S. exchanges. Penny stocks and certain restricted securities may not be supported.

Are there limits on how often I can trade?

There are no restrictions on trading frequency inside your Retired.com IRA. That said, the IRA structure rewards a long-term mindset, and our platform is built for retirement investors rather than active day traders.

Can I trade options or use margin?

IRAs operate as cash accounts and do not support traditional margin trading. Limited options strategies may be supported. Speak with our team to learn what is permitted in your account type.

What fees apply to stock trading?

Retired.com discloses all trading and account fees up front. There are no setup fees and no fees to roll over an existing retirement account. Compare our fee structure to other providers before you commit.

How are my stock holdings protected?

Your stock positions are held with institutional-grade custodial partners. Account protection meets standard regulatory requirements for self-directed IRAs.

Your Future Starts Now. Let’s Build It Together.

Invest in the companies that will fund your retirement

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.