Crypto Bundles

Diversified Crypto Investing Made Simple

Invest in thematic groups of cryptocurrencies inside your tax-advantaged retirement account. One purchase, instant diversification, and built-in tax benefits.

Diversified crypto investing, built for retirement

Diversified crypto investing, built for retirement

Picking individual cryptocurrencies can feel overwhelming, especially inside a retirement account where long-term stability matters. Retired.com’s Crypto Bundles give you instant exposure to groups of digital assets, so you can diversify without the guesswork.

Picking individual cryptocurrencies can feel overwhelming, especially inside a retirement account where long-term stability matters. Retired.com’s Crypto Bundles give you instant exposure to groups of digital assets, so you can diversify without the guesswork.

Instant Diversification

Instant Diversification

Each bundle contains a mix of cryptocurrencies, giving you broad exposure in a single purchase.

Each bundle contains a mix of cryptocurrencies, giving you broad exposure in a single purchase.

Pre-Built Themes

Pre-Built Themes

Explore our pre-built themes around things like Blue-Chip coins or AI On Chain. Or, build your own bundle!

Explore our pre-built themes around things like Blue-Chip coins or AI On Chain. Or, build your own bundle!

Tax-Advantaged

Tax-Advantaged

Hold your bundles inside a Roth, Traditional, or SEP IRA and enjoy tax-deferred or tax-free growth.

Hold your bundles inside a Roth, Traditional, or SEP IRA and enjoy tax-deferred or tax-free growth.

$12B+

$12B+

Assets Under Custody

Assets Under Custody

250K+

250K+

Community Members

Community Members

★★★★★

4.7 / 5

4.7 / 5

rating

rating

1. Open Account

Sign up in minutes. Fully online with secure identity verification. Choose your IRA type.

2. Fund Your Account

Transfer, rollover, or make a new contribution. Multiple funding options with guided support.

3. Choose a Bundle

Browse our thematic bundles or create your own and invest. One click, instant diversification.

Top Benefits of Retired.com’s Crypto Bundles

Simplified Investing

No need to research dozens of individual coins. Bundles do the heavy lifting for you.

Expert support

Real retirement specialists available to guide you. Not bots, not FAQs.

Institutional security

Your bundle holdings are secured with institutional-grade custody and cold storage.

Low, transparent fees

No hidden charges. You'll always know exactly what you're paying.

Transfer an existing IRA

Transfer an existing IRA

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

401(k) Rollovers

401(k) Rollovers

Transfer your old 401(k) or employer plan tax-free into a Crypto IRA. We handle the paperwork.

Transfer your old 401(k) or employer plan tax-free into a Crypto IRA. We handle the paperwork.

Make a new contribution

Make a new contribution

Start fresh with a direct contribution. Annual limits apply based on your account type.

Start fresh with a direct contribution. Annual limits apply based on your account type.

Strategies

Your Crypto Bundle Blueprint, for Free

Not sure which bundle is right for you? Explore our resource center for guides on diversification strategies, crypto market fundamentals, and how bundles fit into a balanced retirement portfolio.

Frequently Asked Crypto Bundle Questions

Frequently Asked Crypto Bundle Questions

What is a Crypto Bundle?

A Crypto Bundle is a group of cryptocurrencies that you can purchase in a single transaction inside your IRA. Instead of buying each coin individually, bundles give you instant diversification across multiple digital assets. Automated rebalancing rules are customizable and allow for you to continue your diversification approach with minimal direct management.

What bundles does Retired.com offer?

Retired.com offers a selection of bundles, from broad-market exposure to more targeted themes. You can also create your own bundles based on your personalized strategies if you wish. Contact our specialists for the latest bundle lineup.

How are bundles different from trading individual crypto?

When you trade individual cryptocurrencies, you choose each asset yourself. With bundles, the selection and weighting are handled for you. This makes bundles ideal for investors who want exposure to the crypto market without having to research and manage dozens of individual positions.

Can I customize a bundle?

Yes, you can create your own bundle based on your individual goals and objectives.

What are the tax advantages of holding bundles in an IRA?

The same tax advantages that apply to any crypto held inside an IRA apply to bundles. In a Traditional IRA, gains grow tax-deferred. In a Roth IRA, qualified withdrawals are completely tax-free. This means your bundle’s growth compounds without being reduced by annual capital gains taxes.

What fees apply to Crypto Bundles?

Retired.com charges a 1% per-trade fee when purchasing or selling bundles, plus a $50 per month account fee. There are no account setup fees, transfer fees, and no fees to roll over an existing retirement account.

How is my crypto in a bundle kept safe?

All assets within your bundles are held with institutional-grade custody partners using cold storage and multi-layer security protocols. The same protections that apply to individual crypto trades apply to bundle holdings.

Your future starts now. Let's build it together.

Give your future more to work with

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.