COMING SOON

Physical Gold

Own Real Bullion You Can Hold

Buy real, physical gold from the world’s most trusted mints. Whether you take delivery or store with us in an insured vault, you own allocated metal in your name, not a paper claim.

Skip the paper. Own the metal.

Skip the paper. Own the metal.

Gold ETFs and futures contracts give you price exposure, but physical gold gives you direct ownership of a tangible asset. Retired.com makes it simple to buy bars and coins from recognized mints, with full transparency on premiums, storage, and authenticity.

Gold ETFs and futures contracts give you price exposure, but physical gold gives you direct ownership of a tangible asset. Retired.com makes it simple to buy bars and coins from recognized mints, with full transparency on premiums, storage, and authenticity.

Allocated Ownership

Allocated Ownership

Every purchase is tied to specific bars or coins held in your name. No pooled accounts and no rehypothecation.

Every purchase is tied to specific bars or coins held in your name. No pooled accounts and no rehypothecation.

Trusted Mints

Trusted Mints

Sourced exclusively from sovereign and private mints with global reputations for purity and authenticity.

Sourced exclusively from sovereign and private mints with global reputations for purity and authenticity.

Storage or Delivery

Storage or Delivery

Choose insured vault storage or take delivery to a location of your choice. The metal is yours either way.

Choose insured vault storage or take delivery to a location of your choice. The metal is yours either way.

$12B+

$12B+

Assets Under Custody

Assets Under Custody

250K+

250K+

Community Members

Community Members

★★★★★

4.7 / 5

4.7 / 5

rating

rating

1. Open an Account

Sign up online and choose IRA or non-IRA. Fast, fully digital, and secure.

2. Fund Your Purchase

Transfer funds via wire, ACH, or retirement rollover. Multiple funding options available.

3. Buy Your Gold

Select bars or coins. Confirm pricing with a specialist, and choose vault storage or delivery.

Top Benefits of Working With Retired.com

True Diversification

Physical gold is uncorrelated with most financial assets, providing meaningful diversification beyond stocks and bonds.

Expert Support

Real specialists available to answer all the relevant questions you have.

Insured Vault Option

Store your gold in fully insured, segregated vault storage with audit-grade record keeping.

Transparent Pricing

Clear premiums over spot. You see the full cost breakdown before any purchase is finalized.

Transfer an existing IRA

Transfer an existing IRA

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

Already have an IRA? Move it to Retired.com without triggering taxes or penalties.

401(k) Rollovers

401(k) Rollovers

Transfer your old 401(k) or employer plan tax-free into a Gold IRA. We handle the paperwork.

Transfer your old 401(k) or employer plan tax-free into a Gold IRA. We handle the paperwork.

Make a new contribution

Make a new contribution

Start fresh with a direct contribution. Annual limits apply based on your account type.

Start fresh with a direct contribution. Annual limits apply based on your account type.

Strategies

Your Physical Gold Blueprint, for Free

Want to understand the difference between sovereign coins and bullion bars, how premiums are calculated, or when delivery makes sense versus vault storage? Our resource center has the answers.

Frequently Asked Questions

What is the difference between physical gold and gold ETFs?

Physical gold is tangible metal you own directly, with serial numbers tied to your account. Gold ETFs are securities that track the price of gold but represent shares in a fund, not the metal itself.

What forms of physical gold can I buy?

Retired.com offers gold bars in a range of sizes from one gram to a kilogram or larger, plus sovereign coins like American Eagles, Canadian Maple Leafs, and South African Krugerrands.

Are my purchases allocated?

Yes. Every purchase is tied to specific, identifiable bars or coins held in your name. We do not use pooled or unallocated structures.

Can I take delivery of my gold?

For non-IRA purchases, yes. We ship discreetly with full insurance to a location of your choice. For IRA purchases, IRS rules require storage at an approved depository until distribution.

How is authenticity verified?

We source only from recognized mints and refiners. Bars carry serial numbers and assay certificates, and coins arrive in original mint packaging where applicable.

What does storage cost?

Vault storage fees are based on the value of the metals stored and are disclosed up front. There are no hidden charges.

How do I sell my physical gold?

Retired.com offers buyback at competitive market rates. You can sell at any time, with proceeds returned via your funding method or kept inside your IRA.

How is my gold insured?

Vault-stored gold is fully insured against loss, theft, and damage. Shipped gold is insured in transit until signed delivery.

Your Future Starts Now. Let’s Build It Together.

Real metal. Real ownership.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.

Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved.