$12B+

Assets Under Custody*

250K+

Community Members

4.7/5

Rating**

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1-800-RETIRED

Every Asset. Built Exclusively For Retirement

Tax-advantaged investing, all in one place. Traditional, Solo 401k & Roth IRAs · Gold & Silver · Stocks & ETFs · Real Estate · Crypto and more.
Retire with Freedom

Tax-advantaged investing, all in one place. Traditional, Solo 401k & Roth IRAs · Gold & Silver · Stocks & ETFs · Real Estate · Crypto and more. Retire with Freedom

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Everything you need for a secure retirement

Manage your entire financial future in one place. Built for retirement, not just investing.

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Trusted by 250,000+ Americans

Real People, Real Retirements

From first-time investors to seasoned portfolio builders, our clients^ are planning for retirement with greater confidence, flexibility, and control.

Cameron ・ Verified client

Safety first, built on trust

"Between the safety protocols, the ease of use and the client service, everything really aligned for me."

Jen・Verified client

Clear pricing, real support

"There were no surprises and no hidden fees. It was all delivered in a genuinely honest way."

Dave ・ Verified client

Invest beyond the ordinary

"They’re very responsive and direct, and they put it in terms that I actually understood."

Peter ・ Verified client

Set it up and forget it

"I set it up once and it has simply worked since. Nothing to chase, nothing to manage."

Travis ・ Verified client

Your assets, fully yours

"It has been easier than expected to make my contributions and invest in what I want."

Cameron ・ Client since 2021
Built on trust
"I’ve with Retired.com for about five years now. Between the safety protocols, the ease of use, the client service — everything really aligned for me."
Jen Hollers・Client of Real Estate IRA
Invest beyond the ordinary
"I chose Retired.com because the costs are really straightforward. It’s really clear what you would be paying. There were no surprises, there were no hidden fees. It was delivered in a very transparent and authentic way."
Dave Powers ・ Clients since 2022
Clear pricing, real support
"I could not find another organization that could do this as efficiently and in that price range. They’re very responsive and the way they communicate to me is helpful, direct, and they put it in terms that I understood."
Peter Daniel ・ Clients since 2021
Set it and forget it
"I could not find another organization that could do this as efficiently and in that price range. They’re very responsive and the way they communicate to me is helpful, direct, and they put it in terms that I understood."
Travis ・ Client for Crypto IRA
Your assets, fully yours
"I had a wonderful experience so far. It’s been easier than expected to make my contributions and invest in what I’d like to."

Cameron ・ Client since 2021
Built on trust
"I’ve with Retired.com for about five years now. Between the safety protocols, the ease of use, the client service — everything really aligned for me."
Jen Hollers・Client of Real Estate IRA
Invest beyond the ordinary
"I chose Retired.com because the costs are really straightforward. It’s really clear what you would be paying. There were no surprises, there were no hidden fees. It was delivered in a very transparent and authentic way."
Dave Powers ・ Clients since 2022
Clear pricing, real support
"I could not find another organization that could do this as efficiently and in that price range. They’re very responsive and the way they communicate to me is helpful, direct, and they put it in terms that I understood."
Peter Daniel ・ Clients since 2021
Set it and forget it
"I could not find another organization that could do this as efficiently and in that price range. They’re very responsive and the way they communicate to me is helpful, direct, and they put it in terms that I understood."
Travis ・ Client for Crypto IRA
Your assets, fully yours
"I had a wonderful experience so far. It’s been easier than expected to make my contributions and invest in what I’d like to."

What our Clients Have to Say

"When I called today for support I was really impressed with the customer service! [My representative] was articulate, calm and willing to help me out in whatever way she could. My issue was resolved in about 5 minutes."

Eileen M.

"[My account representative] was very polite and professional. She addressed my issue, and because there was going to be a delay, promised to respond to me directly via email instead of having me wait on the phone"

Andrew R.

"As my crypto accounts grew, so did my worries about security... That is why I reached out to [Retired.com]... What really surprised me was the personal attention I received from people very high up at the company."

Markus W.

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"Customer support made sure I understood and was very comfortable with the required minimal distribution process. The experience with them was very positive."
Opher L.
"This company is doing an outstanding job hiring the right people. I am grateful for the opportunity to have Joelle help me with my concerns. She was very calm, patient, and helpful. THANK YOU!"
Daryl L.
"Jacob was great and stuck with me until all my questions were answered. His communication skills are impeccable. I very much appreciate the great support that I received from your team."
Vernon S.

"Customer support made sure I understood and was very comfortable with the required minimal distribution process. The experience with them was very positive."
Opher L.
"This company is doing an outstanding job hiring the right people. I am grateful for the opportunity to have Joelle help me with my concerns. She was very calm, patient, and helpful. THANK YOU!"
Daryl L.
"Jacob was great and stuck with me until all my questions were answered. His communication skills are impeccable. I very much appreciate the great support that I received from your team."
Vernon S.

A Decade of Helping Americans Retire with Confidence.

Why Retired

$12 Billion in Assets Under Custody*

Whether you're getting started with alternative assets, or are a seasoned pro, we can meet you where you're at

+250K Community Members since 2016

Join a community that's been building for over ten years around how to invest in alternatives for retirement

Alternative Assets, Zero Hassle

Weather it's a streamline product flow or personalized customer service, your experience is always top of mind

Specialists to help you navigate every step

How it Works

See Pricing

1. Open Account

2. Fund

Add funds to your new account either via direct bank transfer, or, by rolling over an existing IRA or old 401(k).

3. Invest

Browse our list of investment opportunities in an easy-to-use interface.

SOC 2 Type 1

Certfied

The security you need for peace of mind

Safeguarding your assets is foundational to who we are. We prioritize protecting your investments with SOC 2 Type 1 certification and personalized customer support.

About Security

Strategies

Retirement playbooks for the modern investor

Alternative assets aren’t covered by many retirement guides. That's why we created ours. Plain-English breakdowns of retirement accounts with expert insights on how crypto, gold, and real estate can strengthen and diversify your portfolio. Here, we have a comprehensive collection of content covering the key topics you need to know to retire with confidence.

All Strategies

Learn

Retire informed

Check out the latest trends, insights and best practices you need to make your next chapter your best one. Learn from our experts as we break down all the topics you need to know about, written for people who take their financial future seriously.

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Are you on track for retirement?

Discover your retirement score in minutes by answering a few simple questions and see if you are on track to meet your goals for financial freedom.

Common Questions

Everything you need to know, before you open an account

What is Retired.com?

Retired.com is a retirement-focused investing platform built for people who want one place to grow, hold, and protect long-term wealth with diverse assets. You can invest in ETFs, stocks, precious metals, and digital assets like Bitcoin to your retirement portfolio. We have a variety of tax-advantaged accounts you can open, depending on your unique situation.

How is a self-directed IRA different from a regular IRA?

A regular IRA usually limits you to stocks, bonds, and mutual funds. A self-directed IRA (SDIRA) at Retired.com lets you also hold alternative assets inside the same tax- advantaged retirement wrapper. Example assets would include: precious metals, private placements, real estate, crypto and more. You stay in control of what you own.

Can I roll over an existing 401(k) or IRA into Retired.com?

Yes. Most clients fund their account by rolling over a former employer 401(k) or transferring an IRA from another custodian. Rollovers are often tax-free when done correctly, and our team can walk you through the paperwork. Standard transfers settle in two to four weeks depending on the sending custodian.

How does a precious metals or Gold IRA actually work?

You open a self-directed IRA, fund it, and then purchase IRS-approved gold, silver, platinum, or palladium through Retired.com. The metals are shipped directly to an insured, third-party depository and held in your IRA's name. You can take physical delivery at retirement, or sell back through us when you're ready.

What about Bitcoin and crypto inside an IRA?

Our Bitcoin / crypto IRA lets you hold digital assets in a tax-advantaged retirement account. Assets are held in institutional-grade custody, and we also offer crypto-backed lending through our LendingUSA partnership so you can access liquidity without selling and triggering a taxable event.

Are my assets insured and protected?

Cash and securities held in our brokerage accounts are SIPC-protected up to applicable limits. Physical metals are stored in insured, segregated or non-segregated vaulting at audited depositories. Digital assets are held in institutional cold-storage custody with crime and specie insurance through our custody partners.

*Based on assets under custody across all retired.com consumer brands as of 05/18/2026.

**Review and rating count is aggregated across public review platforms and app stores for all Retired.com consumer brands. Average platform rating is calculated as the average of displayed ratings and not weighted by review or rating count.

^Reviews and media mentions listed on this page include those across all Retired.com consumer brands.

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Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented in reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

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