COMING SOON
Checkbook IRA
Write checks and make investments directly from your self-directed IRA. No custodian delays, no processing bottlenecks, just you, your IRA LLC checkbook, and a structure built for serious investors.




★★★★★
COMING SOON
How It Works: Set Up Your Checkbook IRA in Minutes

1. Open an Account
Sign up and establish your checkbook IRA. Fully online with secure identity verification.

2. Establish Your IRA LLC
We help you set up an LLC owned by your IRA. This gives you direct checkbook control over your retirement funds.

3. Start Investing
Write checks, wire funds, and make investments directly from your LLC bank account. Full control, full flexibility.
Top Benefits of Retired.com’s Checkbook IRA

Speed and Flexibility
No waiting on custodian processing. Act quickly on time-sensitive investment opportunities directly from your IRA LLC.

Expert Support
Real retirement specialists available to guide you through setup and ongoing account management. Not bots, not FAQs.

Protection
IRA LLC owners enjoy greater legal protection for their assets and investments.

Low, Transparent Fees
No hidden charges. You’ll always know exactly what you’re paying for your account and LLC administration.
Ways to Fund Your Checkbook IRA



Get Started
Your Checkbook IRA Blueprint, for Free
Want to understand how a Checkbook IRA works, what an IRA LLC involves, and which investments are available? Explore our resource center for in-depth guides and strategies.

Learn Before You Start with Retired.com’s Checkbook IRA Content
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Frequently Asked Questions
What is a Checkbook IRA?
A Checkbook IRA is a self-directed IRA that uses a dedicated LLC to give you direct investment authority. Instead of requesting a custodian to process each transaction, you write checks or wire funds directly from the LLC’s bank account. The IRA owns the LLC, which means all investments and returns stay inside the tax-advantaged structure.
Is a Checkbook IRA different from a Self-Directed IRA?
With a standard self-directed IRA, your custodian processes every transaction on your behalf, which can take days. With a Checkbook IRA, the IRA owns an LLC, and you’re the manager of that LLC. This means you can execute investments directly, without custodian delays, while still maintaining the same tax advantages.
What can I invest in with a Checkbook IRA?
A Checkbook IRA can hold a wide range of alternative assets, including real estate, private equity, promissory notes, precious metals, cryptocurrency, and more. The key advantage is that you can execute these investments directly and on your own timeline.
Are there any prohibited transactions?
Yes. IRS rules prohibit certain transactions within any IRA, including Checkbook IRAs. These include transactions with disqualified persons (such as yourself, your spouse, or lineal family members) and certain self-dealing arrangements.
How long does it take to set up a Checkbook IRA?
Account setup with Retired.com is fast. The IRA can be established online in minutes. The LLC formation process typically takes a few business days depending on the state of formation. Our team guides you through every step.
What fees are associated with a Checkbook IRA?
Retired.com charges transparent fees for account administration and LLC setup. There are no hidden charges. Full fee details are provided before you commit, so you know exactly what you’re paying.

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