The retired.com scoring system offers a clear, structured way to assess how prepared you are for retirement, helping to guide financial planning
Those in the Exceptional (800–850) bracket can feel confident that their savings, investments, and retirement plans are on track for a comfortable and secure retirement, with little need for significant adjustments.
People in the Very Good (740–799) range are well-prepared but may benefit from refining their strategy to optimize their financial position further.
Those with a Good (670–739) score have solid foundations but may face some gaps in their planning or savings, requiring moderate adjustments to fully achieve their retirement goals.
Individuals in the Fair (580–669) category are making progress but need to make more deliberate changes in saving or investing to improve their financial security in retirement.
Finally, those in the Poor (300–579) bracket are at risk of being underprepared for retirement and must take immediate action, such as increasing contributions, reducing debt, or revising investment strategies, to improve their chances of retiring comfortably.
This scoring system provides a clear framework for understanding your current situation and highlights areas that need attention to ensure a financially secure retirement.
The projections and information provided by the Retired.com Retirement Score tool are for informational and educational purposes only. They should not be construed as legal, tax, financial, or investment advice. This tool does not provide personalized investment recommendations, nor does it suggest specific investment actions or account types. The tool does not take into account your specific financial situation, objectives, or risk tolerance. It does not reflect actual investment performance, nor does it guarantee future results.
The tool allows you to explore hypothetical scenarios to help assess your retirement strategy, but the assumptions and methodology used are not tailored to any specific individual. Results may vary with each use and over time. All information, assumptions, and projections are hypothetical in nature and should be used as a general guide only. They are not guaranteed to be accurate, complete, or current. This tool should not be your sole resource when making financial decisions. Please consult a qualified financial or tax professional to address any questions specific to your situation.
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